Why Invest

Transparency
Woodbridge is committed to investor transparency in everything it does. It is transparent with its loan portfolios, loan monitoring reports and its loan fees.

No Blending
The Fund contains first mortgage (senior secured) loans only. It is not a blended portfolio of ‘hidden’ mezzanine finance, second mortgage, preferred equity, non-asset backed or corporate loans.

Active Loan Management
Woodbridge actively manages all loans in the portfolio including physical monthly inspections and loan monitoring reports. They do not manage loans remotely.

Capital Preservation
The Fund is solely focused on lower risk first mortgage (senior secured) loans and capital preservation throughout the credit cycle. Woodbridge takes a no surprises approach to investing.

Inflation Hedge
All loans in the Fund have fully floating interest rates (RBA cash rate plus margin) with a floor, providing investors a hedge against inflation. All RBA cash rate increases are passed onto investors.

90 Day Valuations
All loans in the Fund have a valuation prepared by an independent, qualified and registered valuer, no older than 90 days old at financial close and stress tested to a 10%-40% decline in asset prices.

Exit Strategy
The Fund structures all loans to ensure the borrower has a viable ability to service and repay the loan at the expiry of the loan term – the Fund does not take a ‘loan to own’ approach.

ESG Framework
All loans in the Fund go through an ESG integrated investment process and negative screen prior to investment to ensure they align with Woodbridge’s responsible investment framework.